Hafner Financial Group Blog
Do you have questions about your finances?
We have answers!
Each week we post an original article on a variety of topics. Past topics include: reviewing your investment portfolio, handling the ups and downs of the stock market, and the questions to ask yourself before you retire.
We may even feature some of our clients, or have a fun quiz from time to time. Check back each week for a new post.
"Making decisions based on fear is never a good idea" - Peter Hafner The stock market volatility in late 2018 and early 2019 was quite something, yes? A big crash in December was headlined as "The worst December since the Great Depression" - invoking an event that's...read more
You'd like to have an idea of when you can retire, right? You've told everyone you'll be so ready. Sometimes you close your eyes and smile, imagining your retirement bliss. There's just one problem. You're afraid you won't have enough money to retire without risking...read more
Let me guess. You're aching to retire, and you'd be counting the days...if only you knew how many you had left until you could afford to stop working. You punch numbers into your calculator. The answers make no sense but you scribble them down anyway. Maybe they'll...read more
Uncertainty forces a correction The stock market has been pretty volatile lately; much more so than we've seen in quite awhile. The conclusion of the midterm elections failed to soothe investor concerns through much of November. Anxieties include higher interest...read more
In my last article we learned that a portfolio of bonds alone will not be enough for most of us to replace our paycheck once we stop working. But could we use a stock portfolio to get the income we need and have that income increase as the years go by so our...read more
As I promised in my last article in this post we will explore investing in bonds as a tool for creating an income stream for retirement that is both insulated from stock market volatility and able to increase over time so your spending can keep up with inflation....read more
In my last article I promised I would show you some tools and strategies you could use to create an income stream for retirement that is both insulated from stock market volatility and allows your spending to increase so it can keep up with inflation. I'll start by...read more
The stock market had a big drop last week. In fact, it was the biggest decline since April. Lots of people are frightened. But the question is, should you be? A lot of that depends on where you are in your investment life. If you’re a younger person and retirement is...read more
CFP®, CWS®, CFA®, PFS® - there are so many acronyms, but what do they all mean? Have you ever wondered about the education needed, the exam process, or even how your advisor maintains their certifications. By researching the requirements of your financial...read more
I often meet families who created an investment portfolio many, many years ago. And while it seems to have performed great during their pre-retirement years, they are sometimes surprised to learn that those same investments may not serve them well in Retirement. Here...read more